Debt Collecting Agency
Address: Fleet 27, Rye Close, Fleet GU51 2QQ
Telephone: 0870 084 2400 - DO NOT PHONE CAPQUEST
Fax: 0870 084 2400
Email: [user] @capquestco.com
Capquest Debt Collecting
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As you are struggling with Capquest debt collecting agency you'll
be aware of all the ruses they employ to get you to set up a standing
order in order to profit from your ignorance of the law. You may have
already experienced bad and terrifying experiences of them. They may
call you when they know it is inconvenient or even embarrassing for
you and do so several times a day. They may write you official-appearing
sternly worded letters or cards threatening to 'send the boys round'
to collect the money in full or that they will take you to court for
the full amount. Their other tactics could involve attempting to make
a charging order on your home or make you lose your home.
You may question the validity of the debt by making a Subject Access
Request (sar) in response to Capquest debt collecting agency. The true
owner of the account (the bank or the DPC) is obliged to send you a
true signed copy of your original credit agreement with the bank if
that contract was made before 6th of April 2007. When they fail to do
this they are in breach of the law, and the alleged debt is said to
be in dispute. While the debt is in dispute they are not allowed to
make further demands on you (if they do so they are in breach of the
law) and they are not allowed to sell it on (which many do nevertheless).
While the debt is in dispute it is unenforceable, even by a judge. There's
a series of template letters available for use. If you want you can
get a lawyer to do this for you, owing to the difficulty of the law
at times. There are also quite a few paralegal firms who have expertise
in this field.
Uk law seems not to notice when this happens, so it seems. A lot of
the debt purchasing firms that ply their nefarious trade in the UK are
financed by overseas investment capital more than eager to make easy
money. There are several laws in place regarding Capquest debt collecting
agency, but for some unknown reason the debt companies operate by breaking
the rules whenever possible. They only stop doing this when they are
censured by a body like the OFT or the Financial Services Authority
(FSA). And even then the derisory fine they are handed is such a small
proportion of their overall earnings that they don't actually care,
and they laugh at such punishments.
Lots of people have noted with some shock that the debt collection
agencies usually insist on speaking to you by phone. For some reason
they always prefer to use the phone rather than communicating in writing.
Well the reason is that they wouldn't want to threaten you on paper
simply because they do not wish to lie in a permanent form like a letter.
So ask Capquest Debt Collecting Agency
for a copy of the original contract when you took out your loan or credit
Data On Capquest Debt Collecting Agency
you have any information that you would like honest people to know
about Capquest Debt Collecting Agency then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Capquest Debt Collecting Agency website is part of DPC Registry website
group. All rights reserved.