What To Do If You Get A Nasty Letter or Phone Call From:
Capquest Debt Collectors
full details of this debt collecting company and how to make use of
this opportunity to better your situation, go to the home
page of this website by clicking here, where all of this information
is located. Thank you.
Debt Collectors is a debt purchasing company or debt collecting company
in the website of
Address: Fleet 27, Rye Close, Fleet GU51 2QQ (an accommodation address?
Telephone: 0870 084 2400 - DO NOT TELEPHONE CAPQUEST
Fax: 0870 084 2400
Email: [user] @capquestco.com
Capquest Debt Collectors and
the Truth About Your Debt
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You must ensure that you know whether or not the debt collecting company
has purchased the debt for themselves as a means of turning a profit
(as a debt purchasing firm) or whether they are trading on behalf of
a client such as a credit card issuer or a bank. If you are sent a letter
of assignment, which is legally required if the debt has actually been
sold, then you know that the debt collection firm is the owner of the
debt and therefore will try to extort as much money out of you as he
possibly can. When dealing with Capquest debt collectors do remember
that almost everything the debt collecting firm gets is profit as they
purchased the debt outright for next to nothing. So they will try to
get you any way they can.
There are some good consumer finance forums where you can read about
the scams implicating Capquest debt collectors and the various strategies
they use. Notice that some of the debt collection firms specialise in
certain kinds of activity while others operate other types according
to their positions of strength. The end result is always unhappiness
for a lot of ordinary people. The debt collecting firms are sometimes
members of plausible sounding trade organisations which appears to legitimize
their illicit procedures. In reality they are more like the crooks who
write to you telling you that you have won a competition when you have
never even entered one.
If you are having to deal with Capquest debt collectors you'll be
aware of all the tricks they use to get you to set up a standing order
or direct debit in order to profit from people's ignorance of the law.
You may already have had bad dealings with them. They may phone you
up at strange times and do so unacceptably often. They may send you
official-appearing sternly worded letters threatening that they will
come round to collect the money in full or that they will take you to
court. Other strategies could include attempting to make a charging
order on your home or in some way cause you and your family great personal
It is an option to question the validity of the alleged debt by making
a SAR (or Subject Access Request) in response to Capquest debt collectors.
The owner of the alleged debt (the bank or the DCA) must give you a
true signed copy of the original contract with the bank if that contract
was signed prior to 6th April 2007. When they do not do this they are
breaking the law, and the alleged debt is then said to be in dispute.
As long as the alleged debt is in dispute they cannot make further demands
on you (if they do so they are breaking the law again) and they must
not sell it on to another agency (which many do nevertheless at this
stage). While the debt is in dispute it is said to be unenforceable,
even by a court of law. There is a series of pre-written letters available
that you can use to follow up. You can get a lawyer to do this for you,
because it can get difficult at times. There are also paralegal firms
offering their expert services in this area.
So ask Capquest Debt Collectors
for a copy of the original contract when you took out your loan or credit
Data On Capquest Debt Collectors
you have any information that you would like honest people to know
about Capquest Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Capquest Debt Collectors website is part of DPC Registry website group.
All rights reserved.