Also Known As: Capquest Ltd, Capquest debt collectors, etc.
Address: Fleet 27, Rye Close, Fleet GU51 2QQ (some kind of accommodation
Telephone: 0870 084 2400 - DO NOT PHONE CAPQUEST
Fax: 0870 084 2400
Email: [user] @capquestco.com
the Truth About Your Debt
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Always insist on handling the debt purchasing firms by letter. Never
give out your telephone number. The trouble is during the first call
they make they will tell you they are calling from the bank or credit
card company and this will make you feel more inclined to cooperate
with what they say. For them, your uncertainty is important, so they
like to create as much confusion as possible: here Capquest will have
the greatest effect. Because when they get hold of your details they
will use this to pester you and even to terrorize you. The law is there
to prevent this sort of thing from happening but most people don't know
what to do and how well these debt collection companies use this to
their own benefit. Bodies like the CCCS (Consumer Credit Counselling
Service) or the CAB are there to offer help but all too often they are
overburdened so sometimes such advice may be lacking in detailed action.
DPCs or debt purchasing companies make their money from purchasing
delinquent accounts from banks for pennies on the pound (about ten percent
or less) and then attempt to get the full value from you. When dealing
with Capquest do remember that this is actually what they do for a living.
They will then use all sorts of methods to get money from you - any
amount of money. This often includes frightening people to the extent
that they are scared all of the time, their relationships suffer and
their lives may even be ruined. This is all because some greedy people
obtained the information about an unsecured debt and wanted to make
money from it.
Plenty of people like yourself have observed that these debt companies
will always insist on contacting you by telephone. They choose to use
the phone instead of writing to you. Isn't this odd? The reason for
this is that they wouldn't be able to threaten you on paper for the
reason that they do not wish to perjure themselves in a verifiable form
such as a letter.
Assuming that you are having to cope with Capquest then perhaps you
may be reassured that a lot of the actions that they are using to harass
you remain questionable or have become so. These debt collecting companies
or DCAs appear under very little obligation, it seems, to do anything
to improve their behaviour until made to do so by the OFT (Office of
So ask Capquest
for a copy of the original contract when you took out your loan or credit
Data On Capquest
you have any information that you would like honest people to know
about Capquest then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Capquest website is part of DPC Registry website group. All rights reserved.